Ascent Review
Private student loans including options for students with limited credit history.
Our verdict
Good private-loan option when federal aid isn’t enough.
Pros
- Student-centric underwriting paths
- Cosigner release features
- Undergraduate focus
Cons
- Rates can be higher without a cosigner
- Not a refinance leader
Overview
Private student loans including options for students with limited credit history.
Who it's for
Undergrads who need private loans and may lack a long credit history.
Pros
- Student-centric underwriting paths
- Cosigner release features
- Undergraduate focus
Cons
- Rates can be higher without a cosigner
- Not a refinance leader
Verdict
Good private-loan option when federal aid isn’t enough.
Check the official site for current pricing: https://www.ascentfunding.com
Frequently asked questions
Is Ascent free?
Pricing changes — check https://www.ascentfunding.com for the current free tier and plans.
Who is Ascent best for?
Undergrads who need private loans and may lack a long credit history.
Ready to try Ascent?
Sign up through our tracked link — it costs you nothing and supports our independent reviews.
Visit siteSponsored link. Studentboard may earn a commission. See our how we review methodology.
More loan reviews
Top pick when you qualify for SoFi’s best tiers.
- Competitive refinance rates for strong credit
- Unemployment protection options
Excellent refinance option if Earnest approves your profile.
- Skip-a-payment flexibility
- Rate check with soft credit pull
Best starting point to compare private loan/refinance offers side by side.
- Compare multiple lenders in one place
- Soft credit check to shop rates